Roofing in Little Elm, TX

Yes. Texas law (House Bill 2102) prohibits a roofer from waiving, absorbing or hiding your deductible in the price of the job. If paying the deductible is a concern, ask us about our flexible financing options.

Yes. Hail can loosen granules, crack shingles and weaken the seals between them without causing a leak right away. That damage is not always visible from the ground, but it can lead to leaks months later and shorten the life of your roof. An inspection is the best way to find out.

Insurance companies do not raise an individual household’s rate because of a storm damage claim. Widespread storm activity in your area may affect premiums for all homeowners.

Replacement cost pays what a new roof costs today. Actual cash value pays what your old roof was worth on the day of the storm, after depreciation for its age, and you cover the rest. On a fifteen-year-old roof that difference can run to thousands. It is worth reading which one your policy says before you need it.

Many wind and hail deductibles in Texas are a percentage of the insured value of the home rather than a flat figure. On a home insured for four hundred thousand dollars, two percent is eight thousand dollars out of pocket before the policy pays anything. Carriers also move that percentage at renewal, and going from one percent to two doubles your share.

We carry insurance and we follow all state and local regulations. Texas does not issue a state roofing license, so it is a good idea to ask any roofer for a certificate of insurance before work begins.

Take your time before you sign anything. Ask for a local address and a certificate of insurance, and look the company up yourself. McAdams Roofing is based in Little Elm, and we are happy to come out and inspect your roof.

We are based in Little Elm and serve the DFW area, including Frisco, Prosper, The Colony, Plano, Lewisville, Dallas and Arlington. Call us and ask about your address.